LISTED BELOW ARE KEY ISSUES REGARDING THE ADVANTAGES OF LEASING-FINANCING WHEN ACQUIRING EQUIPMENT. GIVEN ITS BENEFITS, FINACNING IS AN EFFICTIVE FINANCE TOOL THAT CAN USED TO ASSIST YOU IN ACQUIRING THE EQUIPMENT NEEDED TO GENERATE MORE INCOME FOR YOU.

• Preserve Bank Credit Lines for Expansion Requirements.

• Preserve Cash for Ongoing Needs and Growth.

• Effectively Manage Technological Advancements.

• Accountants Recommend Leasing Depreciating Assets and Purchasing Appreciating Assets.

• Would You Pay Employees 5 Years Worth of Salaries in Advance? Why Do That with These Assets? We Recommend that You Defer the Purchase Decision and Pay for the Asset as it Generates Income or it Reduces Costs.

• Potential Off-Balance Sheet Financing (Operating Lease vs. Capital Lease).

• You Can Expense 100% of an Operating Lease Payment Thus Providing a Tax Shelter.

• 100% Financing.

• Fixed Rate Financing.

• Minimal Upfront Money Required.
(DEFERRED PAYMENT OPTIONS AVAILABLE)

Finance & Lease Structures
-24 to 60 month terms
-Customized payment plans to meet cash flow (3, 6 or 9 month deferred payment plans)
-Zero down payments required (subject to approval); 100% Financing

BAC Partnership
-ACI Financial is BAC’s preferred finance partner. This partnership offers unique payment plans to meet practices’ cash flow needs:
ZERO PAYMENT FOR 9 MONTHS
NO PROJECT DEPOSIT REQUIRED ACI TAKES CARE OF THE DEPOSIT

Why Finance BAC’s Solution?
-100% financing -Tax Advantages
-Minimal out of pocket costs -Upgradablily
-Conserves Cash -Ease of Processing
-Does not affect bank credit -Match Funding
Most businesses need to preserve cash as well maximize productivity

ACI MAKES THE
EQUIPMENT TAX LAWS EASY

WHAT ARE THE EQUIPMENT TAX LAWS ??
Most Equipment purchases can be depreciated. With the new TAX CODE 179 limits and the JOB and GROWTH TAX ACT, you can write-off up to $105,000 of that purchase, plus take additional depreciation for purchases over $105,000.
Refer to a CPA for exact deductibility

Equipment Depreciation Tax Credit Summary

Your Business
ASSUMPTIONS
New Equipment Purchase Price: $30,000.00
Estimated Company Tax Bracket: 35%
Monthly Estimated Finance Payments (Year 1): $4,300.00 (6 mo.deferred payment plan)

DEPRECIATION TAX CREDITS
Tax Code 179 Depreciation Bonus Tax Deduction: $30,000.00 (100% eligible for 179)
TOTAL 1st YEAR DEPRECIATION EXPENSE: $30,000.00

ACTUAL 1st Year Tax Savings at 35% Tax Rate: $10,500.

NET SOFTWARE SOLUTION COST
Pre-Depreciation Tax Deduction Cost: $30,000.00
Total 1st Year Depreciation Tax Savings: ($10,500.00)
Actual Software Cost after Depreciation: $19,500.00

ACTUAL CASH OUTLAY ANALYSIS
Cash Out of Pocket in 1st Year (Finance Payments): ($4,300.00)
Total 1st Year Depreciation Tax Savings: $10,500.00
Cash Gained Year 1: $6,200.00

THINK ABOUT TAKING ADVANTAGE OF GREAT CASH FLOW SAVINGS BEFORE YEAR- END

This summary is based on assumptions that may or may no be accurate depending on your specific circumstances